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Simple steps to start fresh in 2026

Now is a great time for personal reflection and improvement in various aspects of life. Canadians often struggle with building financial habits, but starting small and using tools like those from RBC can help. To combat scams, verify messages via official websites and avoid password reuse. Quitting smoking is challenging, but support services exist to aid in success. For travel, consider insurance to protect against unexpected issues. Parents should also ensure safety, including testing homes for radon to protect their children’s health.
How small business owners can help prevent fraud

How small business owners can help prevent fraud

Canadian small businesses play a vital role in the economy but face rising threats from financial fraud, with 50% reporting fraud attempts. Common tactics include phishing and malware. To combat this, businesses should secure emails, utilize banking security tools, verify links, reconcile accounts frequently, and train employees to detect scams. Collaboration enhances safety.

Keep your money safe from sneaky screen scraping

Many fintech apps utilize screen scraping, requesting online banking passwords to access sensitive financial data. This poses significant cybersecurity risks, including loss of legal protections and unauthorized transactions. Experts, including the Government of Canada, recommend against sharing banking credentials with apps and advise using secure means to access financial information.

Can you access affordable dental care without dental insurance?

Dental insurance, while a valued benefit, is not accessible to everyone. The Canadian Dental Care Plan offers affordable dental care for eligible residents earning under $90,000 and without insurance. It covers various services but requires co-payments for higher incomes. Renewal is annual, and eligibility must be confirmed each year.

3 AI-powered scams to watch out for

Artificial intelligence is transforming fraud techniques, enabling scammers to impersonate victims and personalize scams more effectively. Key scams include the grandparent scam, fake orders, and authorized push payment fraud. Solutions involve vigilance against unexpected messages, verification methods, and advanced AI tools from payment providers to enhance fraud prevention and cybersecurity awareness.